Standard Prize Draw Terms & Conditions – NZDF Savings Schemes Prize

These terms, together with any entry information and/or additional terms and conditions specified by Mercer (N.Z.) Limited (Mercer) apply to each prize draw (Prize Draw) where Mercer states that its standard competition terms apply. These Terms are a contract between each entrant (you) and Mercer.

Term: The Prize Draw starts and finishes on the dates specified by Mercer at the time of entry. If your entry is received outside of this period you may be disqualified.

Prize: The prize(s) for the Prize Draw (Prize) are not transferable or redeemable for cash and all components of the prizes must be taken together. Some or all components of the prizes may be subject to availability, as well as additional terms and conditions set by third parties. Prize winners are responsible for arranging and paying for all costs associated with the prize that are not explicitly stated by Mercer at the time of entry. Mercer may replace the prize with another prize of equivalent or greater value if the prize becomes unavailable for reasons outside Mercer’s reasonable control. Where the prize is to be delivered to the winner, the prize must be delivered to a New Zealand address. Mercer makes no warranties about the prize (including as to its quality or fitness for purpose).

Who may enter: To enter the Prize Draw, you must meet any entry criteria specified by Mercer, and comply with these Terms.

How to enter: If you do not follow the entry instructions specified by Mercer and otherwise comply with these Terms, you may be disqualified. Incomplete entries may not be accepted. Generally, entries may not be modified after submission.

Number of entries: Unless otherwise specified, you may only enter each Prize Draw once.

Winner: Unless otherwise specified, the winner(s) of the prize will be drawn randomly from one prize pool comprising all valid entries on the date specified by Mercer at the time of entry or as part of regular monthly prize draws. Where there are multiple prizes, entrants will not win more than one prize. Where the winner is not determined by a random draw, all judging decisions are made at Mercer’s sole discretion.

Contacting the winner: The winner of the Prize Draw will be announced after determination. Mercer will take reasonable steps to contact the winner by using the contact details provided at the time of entry. If Mercer cannot contact a winner within one week after the winner is announced or if the winner is otherwise unable to accept the prize, then the winner will forfeit the prize and Mercer may select a new winner.

Entries: All entries received by Mercer and any materials submitted with the entry (Materials) will become the property of Mercer. By entering the Prize Draw you consent to Mercer copying, reproducing, altering, communicating to the public and otherwise using your entry and any Materials all media, whether known now or developed in the future, in relation to the Prize Draw, or to advertise and promote Mercer (including by publishing your entry and or the Materials, or parts of them, on Mercer’s websites). In addition, by entering the Prize Draw, you agree that Mercer may use your name, photograph for promotional purposes in connection with the Prize Draw.

Privacy: Mercer may collect and use personal information about you (including your name, contact details, and any other personal information you provide in connection with your entry) for the purpose of administering the Prize Draw, verifying the validity of entries, contacting winners and checking winners' identities, and marketing the goods and services of the New Zealand Defence Force KiwiSaver Scheme, Defence Force Superannuation Scheme and New Zealand Defence Force FlexiSaver to you. As certain information is required for us to run the Prize Draw effectively, if you do not provide accurate information where we request, you may be disqualified from the Prize Draw. Mercer will collect, use and hold your information in accordance with our legal obligations, including under the Privacy Act 2020. In order to request access to or correction of your personal information please contact the Mercer Privacy Officer at nz.privacy@mercer.com.

Liability: Subject to any applicable law that cannot be excluded, Mercer and its employees and agents will not be liable for any loss or damage (whether in contract, tort (including negligence), under statute, equity or otherwise in connection with the Prize Draw or the prize(s)). Without limiting the previous sentence, Mercer is not responsible for any late, misdirected or incorrectly completed entries, or any technical malfunction, delay or loss of data that occurs in the course of the administration of the Prize Draw, however caused.

Facebook: Where the Prize Draw is run via Facebook, the Prize Draw is not associated with Facebook, Facebook has no liability in connection with the Prize Draw, and any information you provide in connection with the Prize Draw is provided to Mercer, not to Facebook.

General: Mercer’s decisions regarding the Prize Draw are final and no correspondence will be entered into. Mercer may change these Terms at any time. If Mercer cannot reasonably run the Prize Draw as planned for any reason, Mercer may cancel this Prize Draw.

Created by Mercer (N.Z.) Limited. The information contained in this article is of a general nature only and does not take into account the personal objectives, financial situation or needs of individual investors. It is important that you consider these matters, read the relevant Product Disclosure Statement and obtain advice from an appropriately qualified financial adviser before making any investment decision.

27 August 2026