New Zealand Defence Force KiwiSaver Scheme:
Significant Financial Hardship Withdrawal
If you're dealing with serious financial challenges, you may qualify to withdraw some of your KiwiSaver funds early. However, it's important to remember that KiwiSaver is designed for long-term savings, and withdrawing money now could significantly impact your future plans for buying a home or saving for retirement. Chris Paterson from Mercer explains Significant Financial Hardship Withdrawal eligibility criteria and process in the video below.
Find out more in the Significant Financial Hardship Form.
15 May 2025
This information has been prepared by Mercer (N.Z.) Limited, the Manager of the New Zealand Defence Force Savings Schemes and is intended for general information only. The information does not take into account your personal objectives, financial situation or needs. Before making any investment decision, you should refer to the Product Disclosure Statement or consult an appropriately qualified financial adviser. For information about this product, please refer to the Product Disclosure Statement which is available free of charge on www.nzdfsavings.mil.nz .