FAQs – NZDF Savings Schemes

What’s changing with the incentives programme? We’ve refreshed the programme to make it simpler and more rewarding—fewer prizes, bigger individual monthly prizes and campaigns focused on actions that help members get the most from their account.

What are the monthly prizes? There are 4 monthly winners and each winner receives a $500 gift voucher.

Who is eligible for the monthly prize draw? All active members are eligible. Gone No Address/lost members are excluded. (Full definitions are in the Terms & Conditions.)

Do I need to register to be in the monthly draw? No—if you’re an eligible member during the draw period, you’re included automatically (unless otherwise stated in the Terms & Conditions).

How will winners be selected? Winners are selected by random draw (see Terms & Conditions).

How will winners be announced? Winners will be published on www.nzdfsavings.mil.nz

How will winners be contacted and when will prizes be issued? Winners will be contacted to verify their details prior to issue of the prize.

What are the campaign incentives? Four times per year we run campaigns that reward actions such as: updating contact details and e-comms consent, logging in during statement season, using investment tools, reviewing contributions and maximising Government Contributions.

How do I enter a campaign draw? Complete the specific campaign action during the campaign window (e.g., log in during the four weeks after annual statements are issued). The campaign page will always explain the steps.

How do I update my email address or opt in to electronic communications? Log in and update your profile/contact details (or follow the instructions on the campaign page). Keeping details current helps ensure you receive scheme updates and prize notifications.

Are incentives taxable? Tax treatment can vary. We recommend you seek independent tax advice. Any specific treatment (if applicable) will be stated in the Terms & Conditions.

Where can I find the Terms & Conditions? You can find the full incentives Terms & Conditions here.