NZDF Savings Schemes incentives relaunch: simpler, bigger prizes (from September 2026)

We’re relaunching the NZDF Savings Scheme’s incentives program in September 2026 with a simpler structure, bigger individual monthly prizes and campaign incentives designed to encourage actions to help you grow your retirement nest egg or get into your first home faster—like logging in, checking your statement and reviewing contributions.

Monthly prize draws

Each month all members who contribute to their NZDF Savings Schemes account:

• 4 gift vouchers of $500 (total $2,000 per month, $24,000 per year)
• Eligibility: all members (Gone No Address/lost members excluded)
• Winners are selected by random draw (details in the FAQs and Terms & Conditions)

Winner notification

Monthly prize draw winners will be published on www.nzdfsavings.mil.nz. Winners will also be contacted to verify their details prior to sending out the prize.

Campaign incentives (4 per year)

We’ll run four incentive campaigns each year to encourage actions that support better outcomes. Examples include:

• Contact details & e-communications: update your email address and opt in to electronic communications.
• Annual statements login drive (4 weeks post-issue): log in during the campaign window to go into the draw.
• Investment review: access the fund selector via the campaign to go into the draw.
• Maximise your Government Contributions (GVCs): eligible members who maximise GVCs during the campaign window go into the draw.

Additional member initiatives

We may hold other prize draws during the year.

Why we refreshed the program

The relaunch reduces complexity and increases awareness of the benefits available—helping members to:
     - access annual statements more often
     - use tools and make informed investment choices
     - review contribution strategy and maximise GVCs
     - keep contact details up to date (especially email)
     - improve retention and advocacy

For full details, please see the FAQ's.